Loan Programs

Hard Money Loans

Unlock the power of swift and flexible financing with our Hard Money Loans, tailored for real estate investors who value speed and efficiency over traditional lending hurdles. Perfect for fix-and-flips, auctions, or any investment opportunity that requires quick action, our Hard Money Loans program offers competitive rates and terms designed to keep you agile in the fast-paced real estate market. Benefit from our rapid, asset-focused approval process, minimal documentation requirements, and personalized service to transform your investment vision into a profitable reality. Experience our Funding advantage where your property’s potential is the gateway to your financial growth.

Commercial Hard Money Loans

Take your commercial investment strategies to the next level with our Commercial Hard Money Loans. Designed for the serious investor looking to capitalize on commercial property opportunities, our loans provide the leverage needed for purchases, refinances, or cash-outs. Whether it’s retail spaces, office buildings, or large-scale construction projects, our loans are crafted to bypass the red tape of traditional banks with a focus on asset value and potential returns. With fast funding, straightforward terms, and a focus on the intrinsic value of your investment, our Commercial Hard Money Loans are the jet fuel for your commercial real estate ambitions. Discover the freedom to act swiftly in the competitive Las Vegas market, with a lending partner that works as hard as you do.

Construction Loans

Bring your construction projects to life with the robust support of our Hard Money Construction Loans. Tailored for Investors, builders and developers, our construction loans bridge the gap between your project needs and timely execution. Benefit from our quick funding cycle that respects your timeline, allowing you to break ground on new construction, undertake significant renovations, or complete unfinished structures. We emphasize the value of your project, not just your credit score, offering flexible terms that acknowledge the unique nature of construction investments. Our loans cater to those urgent scenarios where traditional funding doesn’t cut it, ensuring your project stays on track. Partner with us for a loan that lays the foundation for success, and build with confidence, knowing that your financial backing is as solid as your blueprints.

Commercial Bridge Loans

Our Commercial Bridge Loans are a pivotal financial tool for investors and business owners who need interim financing to bridge the gap between current needs and long-term goals. Ideal for covering immediate expenses, acquiring new properties, or stabilizing cash flow during occupancy build-up, our bridge loans offer a short-term lifeline with long-term benefits. With competitive rates and flexible terms, our loans are structured to provide rapid access to capital, ensuring you can capitalize on time-sensitive opportunities in the commercial real estate market. We focus on the value and potential of your property, streamlining the application process to get you the funds you need without delay. Step into a partnership that supports your ambitions with a financing solution that keeps your business moving forward, even in a fluctuating market.

Office Building Loans

Elevate your commercial portfolio with our Office Building Loans, crafted to meet the unique demands of office real estate financing. Our program supports investors in the acquisition, refinancing, or renovation of office spaces, from single-tenant buildings to multi-story office complexes. Understanding that each property has its own potential and challenges, we offer loan solutions that are as flexible and dynamic as the office spaces you aim to finance. With our streamlined lending process, you can expect swift, reliable funding, enabling you to maneuver through market changes with agility and confidence. Whether you’re targeting conventional office properties or innovative co-working spaces, our expert team is here to ensure your financing aligns with your investment strategy, optimizing your portfolio’s performance and profitability.

REO & Distressed Property Loans

We specialize in financing opportunities for Real Estate Owned (REO) and distressed properties, providing investors with the necessary resources to transform challenges into profits. Our REO & Distressed Property Loans cater to those looking to invest in properties that may have been foreclosed, auctioned, or are in need of significant rehabilitation. We recognize the potential in these properties and offer loans that support both purchase and restoration efforts.

Investors benefit from our deep understanding of the Las Vegas market, swift approval process, and willingness to consider the after-repair value (ARV) of a property. Our flexible lending criteria allow for creative solutions to unique property situations, ensuring you have the capital to act when opportunities arise. Partner with us for your distressed property acquisitions and leverage our expertise to revitalize and reposition your real estate investments for maximum return

Fix & Flip Loans

Our Fix and Flip Loans are engineered for investors who are passionate about turning potentials into payoffs. This program is perfect for real estate entrepreneurs looking to purchase properties, make renovations, and sell for a profit in a short time frame. We provide the leverage you need with the speed you demand, offering competitive loan-to-cost ratios that maximize your investment power.

Our extensive experience in the real estate and mortgage banking sector since 2005 enables us to deliver insights and loan terms that are in sync with the realities of the flipping market. We understand the urgency that fix and flip projects command and offer expedited funding to ensure you can grab the best deals and start renovations promptly. With a keen eye on the Las Vegas market dynamics, Our loans are your strategic ally, supporting your flips from dusty to dazzling, ensuring each transformation is as profitable as it is impressive.

Collateralization Loans

We offer robust Collateralization Loans, designed for investors seeking to use existing real estate as leverage for additional financing. This program is ideal for those who have equity tied up in their property assets and wish to unlock this value to fund further investment opportunities or business operations. Our collateral loans provide a flexible and effective way to secure necessary funds without the need to liquidate valuable assets.

With our extensive background in real estate and mortgage banking since 2005, we understand the importance of swift and accessible financing. Our team is adept at evaluating your property’s worth to ensure you receive the most advantageous loan terms. We offer straightforward, transparent services that respect your time and investment goals, providing a solid foundation for your financial endeavors. Whether it’s for purchasing new properties, refurbishing existing ones, or expanding your investment portfolio, Collateralization Loans stand as a testament to our commitment to empowering Las Vegas investors.

DSCR Mortgage Loans

Debt Service Coverage Ratio (DSCR) Loans are a staple at 5 Star Mortgage, crafted for investors focusing on cash flow and revenue-generating properties. Our DSCR Loans are not primarily concerned with personal income, making them an excellent option for real estate investors who want to capitalize on their property’s income-producing potential.

The loan qualification is based on the property’s ability to generate enough rental income to cover the mortgage and other related expenses, a feature that seasoned investors find particularly beneficial. By emphasizing the property’s financial performance, 5 Star Mortgage provides a streamlined path to financing for borrowers who may not meet traditional lending criteria.

With over a decade and a half of expertise in real estate financing, we pride ourselves on delivering DSCR Loan solutions that align with our clients’ investment strategies. Whether it’s expanding your portfolio or refinancing for better terms, our DSCR Loans are designed to facilitate growth and profitability in the dynamic Las Vegas market.

Industrial Real Estate

OurIndustrial Park Financing solutions are curated for visionary developers and investors aiming to capitalize on the industrial and manufacturing boom. We provide specialized financial support for the purchase, development, or improvement of industrial parks. Our financing options are crafted to support projects of varying scopes, from small business warehouses to large industrial complexes.

Understanding the unique demands of industrial real estate development, we offer loans that cover a range of needs, including land acquisition, construction, renovation, and bridge financing. Our expertise since 2005 enables us to offer insightful advice and flexible terms that reflect market conditions and investment objectives.

With a strong track record in handling large-scale financing projects, we are a trusted name among Las Vegas professionals seeking to invest in industrial properties. We ensure that our clients can move swiftly to take advantage of market opportunities, with loan structures that maximize investment potential while maintaining competitive rates and terms.

Hospital Finance

Navigate the complexities of healthcare real estate with our Hospital Construction Loans, a specialized lending service for the development and expansion of medical facilities. Our loans are designed for investors and developers seeking to build or renovate hospitals, clinics, or other healthcare-related buildings. We understand the specific needs of medical facility projects, including the importance of compliance with health regulations, the incorporation of advanced medical technology, and the creation of patient-friendly environments.

Our Hospital Construction Loans provide the financial backing necessary to support these critical components, ensuring that your project advances without financial interruption. With our focus on quick, asset-based lending, you can secure the funds needed to keep your construction on schedule and adapt to the evolving demands of the healthcare industry. Trust us to deliver financing that promotes the growth and success of your hospital project, contributing to the well-being of the Las Vegas community.

Multifamily Financing

Our Multifamily Loans provide competitive financing solutions for the acquisition, renovation, or construction of multifamily housing units. Whether you’re aiming to invest in a small residential complex, a large apartment community, or a high-rise condominium, our multifamily loan programs are designed to meet a diverse range of investment strategies and project sizes.

Our expertise in the Las Vegas real estate market enables us to offer tailored loans that consider the projected income and valuation of the property, ensuring a loan structure that fits the unique economics of your multifamily project. From first-time investors to seasoned real estate professionals, our clients receive personalized attention and advice, securing the capital needed for profitable real estate ventures. With quick processing times and attention to detail, we stand as a reliable partner for driving your multifamily property investments forward.